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Articles May 28, 2025

The Complete Guide To Buying A Motorcycle

Considering a new bike? You’re in luck. This guide covers everything you need to know—from setting a budget and understanding engine sizes to exploring financing options and planning for insurance. Whether you're a first-time buyer or a experienced rider, this comprehensive guide will help you make an informed and confident decision on your next motorcycle purchase.

Motorcycle Buying Guide

Before purchasing a motorcycle, it's important to understand several key topics. Let's dive into the essential information you need to make a smart, informed decision.

Group of Indian Motorcycles in an open landscape.

PRICING


Motorcycle prices typically range from $5,000 to $25,000, depending on the model and features. Be sure to explore your financing options to find the best deal.

 

MOTORCYCLE INSURANCE


Nearly every state requires motorcycle insurance for registration. It protects your bike and covers liability for injuries or property damage in accidents.

 

ENGINE SIZE


Engine sizes are measured in cubic centimeters (cc) or cubic inches (ci), and range from 125cc to over 1,000cc. Larger engines typically offer more power and speed, while smaller engines can deliver superior efficiency and fuel economy.

 

MAINTENANCE


Routine motorcycle maintenance should be performed every 5,000 to 10,000 miles, while tires typically last between 3,000 and 15,000 miles. Check out the owner’s manual of any bikes you’re considering for detailed maintenance schedules.

 

MOTORCYCLE LICENSE


A motorcycle-specific license is required in every state. If you're new to riding, we recommend taking a safety course (sometimes called a training course) to get started.

 

MILEAGE


A good motorcycle can achieve 40-60 MPG, making it a cost-effective choice for daily commuting and long rides.

Tips for Buying Your First Motorcycle

Buying your first bike is one of the more exciting moments in life. But it can also be somewhat intimidating. A little research into which different types of motorcycles are best for a beginner is a great place to start. Engine size and seat height are often important factors to consider for the new rider, who is just learning how to handle their new machine. Avoid going overboard on power or picking a heavier bike you might have difficulty handling when cornering or at a stop. 

How to find the perfect fit

 While a perfect fit will ultimately come down to what feels right for you, the following rules are good starting points for your search.

Your feet should be able to touch the ground when seated
You should be able to easily reach all of the controls at all times
Your arms should be slightly bent when you grasp hold of the hand grips
When riding your knees should tuck in against the gas tank
Your feet should also rest firmly on the foot pegs
When stopped you should be able to hold your bike upright without a lot of effort

Things to Consider Before Buying a Motorcycle

Before shopping, set a budget and decide if you'll pay cash or finance with a motorcycle loan. Consider both new and used options. For new bikes, explore specials and use our online payment-calculator for monthly payment estimates. Look into trade-in options, including non-motorcycle vehicles. Plan for insurance—potentially bundling for discounts—and don't forget to budget for essential gear like helmets and riding apparel. 

Red touring motorcycle.

Different Types of Motorcycles

Once you've figured out your plan, it's time to get serious about your personal style. Do a deep dive on all the different types of motorcycles out there and figure out what matches your needs—from engine power to aesthetics and everything in between.

Buying a New Motorcycle

After you've researched everything online, it's the perfect time to head to your  local dealer, because these machines are even more impressive in person.

Your dealer can show you different models you might have been comparing so you can check them out and take them out for a test ride. Be sure to bring any builds you've created and ask about any promotions or financing options available to you They'll help you bring one home when you're ready.

Black and red luxury motorcycle.

Keep in mind, you can order your new bike stock or outfit it with accessories to match your style and the way you like to ride. You'll get a better fit and avoid the hassle of shopping for and installing aftermarket parts and accessories on your own. Use a build tool to add all of your "must-have's" —to update style, enhance performance, add protection or level up comfort. 

Buying a Used Motorcycle

 If you decide to go the used route, many dealers offer previously owned inventory for you to explore. Be sure to obtain a VIN check to get the bike's full history and be cautious of salvage titles, excessive wear, engine problems and high mileage. One of the best things you can do is have your trusted shop or  local dealer  do an inspection and engine check before buying. Be sure to give it a tune up after purchase.

PRO TIP

Many used bikes sold in northern regions will have lower mileage on them because they aren't ridden year-round.

Rider Safety

 It’s a good thing all the clothing and equipment that protects you can help you look great and be comfortable out on the open road as well. A good-fitting helmet that offers high visibility, ventilation and impact absorption is highly recommended—and the law in some states—plus a close-fitting, abrasion-resistant zippered jacket with high rise collar and snug cuffs is essential. Pair that with abrasion resistant pants and rugged, over-the-ankle boots, plus a pair of riding gloves and you're almost set. Give extra consideration to clothing that provides high visibility to other motorists around you.

Close up of people riding on a motorcycle.

After Purchase

Congratulations! Once you've picked out and purchased your new motorcycle, there's nothing like those first few rides. Before you go all out, keep our safety tips in mind and familiarize yourself with proper break-in procedures for your bike—available in our owner resources. Be sure to set some routine maintenance reminders after break-in, too. All of this will go a long way toward ensuring a long and winding road for you and your new motorcycle.

Group outing on motorcycles.